Being a millennial is so much tougher than it looks like.
Frequently dubbed as an “entitled generation,” it’s difficult to pave our own way and pursue things that we want without being questioned and judged that we have it easy.
Millennials live for experiences: we want all the latest knicks and knacks, to meet our idols in real life, and basically see and explore more of what the world has to offer. But these hard-to-achieve goals are made even harder because we can’t always tap our parents’ pockets for financial assistance.
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Oftentimes, we have to bring out our grown-up pants and just deal with it. But how?
– The first step is to track your expenses so that you can make necessary adjustments, if possible. See where the bulk of your budget falls under and consider ways on how to cut down on that segment. [Pro-tip: ask for receipts and keep them! You’ll be surprised at how many times you’ve gone on a “cheat day” splurge at your favorite resto and got shookt when you realize that your budget won’t tide you over until the next paycheck!]
Packed (lunch) Ganern!
– Meals are expensive so cut down on “eating out” costs by bringing your own brown bags to school or work. Plus points because it’ll be easier to control your diet! Why not lose some pounds while gaining extra savings?
Keep an eye on your BARYAbles!
– Most people hate breaking down their bills because it makes them splurge more on little, unnecessary things. One trick is to keep loose change in a coin bank (it works wonders!) at the end of every day and be surprised at how those coins can actually amount to something big by the end of the year!
As a known TV show character has said – Wait For It!
– Want to spontaneously splurge on something big? Sleep on it. Most likely you won’t want it by the next week – so you can save up on something better than you actually want! But if you still want it after some time, then go for it!
Discounts: This counts!
– Instead of passing up those flyers being given around your fave fast food chains, hoard ‘em! Those tiny x-pesos off can actually add up to something! Same goes for by-the-point cards! Specific shops offer this such as bookstores, malls, and supermarkets wherein you earn redeemable points for every purchase. These go a long way!
– Experience the city life and bask in the eternal glory of Philippine traffic! Instead of booking a Grab ride to school or work, why not hop in on an old-fashioned bus or rock on to true-blue Pinoy jeepneys? Hey, it’s an enlightening experience! Plus, public transport is way cheaper than gas and parking fees, right? Just make sure to wake up extra early!
– Why buy something for the full price when you can get almost the same for way less? Hound secondhand bookstores, visit thrift shops, and go ukay-ukay crazy! It can even be some kind of adventure! You never know what amazing gems you can find, and of course, your spending gets slashed in half too! Just don’t hoard things you don’t need!
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At the end of the day, it’s not about depriving yourself but rather, being disciplined enough for the things you really want. It is difficult, yes, but definitely not impossible.
Afterall, what’re a few months of riding the LRT and bringing home-prepped meals to work compared to the satisfaction of finally seeing your favorite artist live, right?
Two words: WORTH. IT!